With real estate investing on the rebound, more and more people are jumping into the market. But often, return on investment hinges less on the physical property and more on the math.

Have you measured every component of value, such as cash flow, income taxes, financing, and investment yield? Do you know which calculations to use on specific properties? Have you weighed all the risks? The Real Estate Investor's Pocket Calculator helps you analyze the financial picture before committing capital. Simple explanations, worksheets, and more than 100 Excel formulas will have you crunching numbers like a pro.

Learn to:

• Gauge supply and demand
• Project return on investment and equity
• Analyze present and future value
• Understand appraisal approaches
• Evaluate mortgages
• Calculate cash flow
• Compute internal rate of return and debt coverage ratio
• Make accurate tax projections
• Balance escrow and closing
• And much more...

With new formulas, expanded sections on income and expenses, and an updated analysis of market conditions, this second edition helps you make smarter decisions . . . and more money.

For nearly twenty years, "The Little Black Book of Project Management" has provided businesspeople everywhere with a quick and effective introduction to project management tools and methodology. The revised and updated third edition reflects the newest techniques, the latest project management software, as well as the most recent changes to the Project Management Body of Knowledge (PMBOK(TM)). Readers will find invaluable strategies for: - Organizing any project - Choosing the project team - Preparing a budget and sticking to it - Scheduling, flowcharting, and controlling a project - Preparing project documentation - Managing communications - And much more A fast-read solution for both seasoned and first-time project managers, "The Little Black Book of Project Management "can help any professional achieve on-time results, superior organizational ability, consistent profit generation, and a reputation for both quality and dependability.

An accessible introduction to FUNDAMENTAL ANALYSIS

GETTING STARTED IN FUNDAMENTAL ANALYSIS

If you've picked up this book, you probably recognize the value of fundamental analysis, but aren't sure that you can master it. With "Getting Started in Fundamental Analysis" as your guide, you'll quickly become familiar with the key concepts of this discipline and learn how to put them into action in the real world.

"Getting Started in Fundamental Analysis" contains important insights that can help you manage risk and make more informed investment decisions. Each chapter is filled with a variety of relevant illustrations, examples, and definitions that bring important concepts to life. Written in a non-technical format that's easy to follow, "Getting Started in Fundamental Analysis" provides valuable coverage of: The audited statement Finding financial information online The process of confirmation Balance sheet and income statement ratios The P/E ratio and how to use it How the combination of fundamental analysis with technical methods creates a powerful strategy

Straightforward and accessible, "Getting Started in Fundamental Analysis" is not just an introduction to a range of analytical tools collectively called fundamental analysis. It's designed to help you put those tools to work in identifying risk levels, making valid and reliable comparisons, and picking stocks for your portfolio. It is this activity--deciding which stocks to buy, how long to hold them, and when to sell--that lies at the center of a successful and profitable investment program.

A Must-read guide to real estate investing during turbulent times

Given the current state of the economy, you might be asking yourself if right now is the right time to be investing in real estate. With the third edition of "Getting Started in Real Estate Investing" as your guide, you'll quickly discover how a combination of commitment and caution can help you make it in today's market.

Designed for investors who want to get started in real estate, but don't know where to begin, this reliable resource will help you break into this fast-moving field and build equity the right way. "Getting Started in Real Estate Investing, Third Edition" addresses everything from selecting the right properties and becoming a landlord to using the proper tax strategies and finding the right professionals to work with. It also outlines issues you must be aware of in light of recent events, including the best ways to finance your real estate investments, considering the status of mortgage financing, and new requirements that may be thrown at borrowers.

The new edition is updated to include information on: Surviving in the post-bust housing marketPicking investments with the new credit realitiesLooking ahead to future housing boomsReading the emerging housing trends

Written in straightforward and accessible style--with a focus on residential and multifamily properties--"Getting Started in Real Estate Investing, Third Edition" also contains helpful information that will allow you to analyze your financial ability to buy and hold real estate as well as avoid potential pitfalls.

In order to excel in real estate investing, you need to start by defining what you want to do and how much risk you can afford. But ultimately, success depends on making informed decisions about where and when to invest, and "Getting Started in Real Estate Investing, Third Edition" gives you the tools to achieve these goals--even under the most difficult market conditions.

An accessible introduction to GENERATING RENTAL INCOME FROM REAL ESTATE
GETTING STARTED IN RENTAL INCOME
Just as location is a critical component to the value of real estate, knowledge is a critical component to investing success. As with any type of new endeavor, gaining knowledge and experience is essential as you move forward toward success.
If you're interested in generating rental income through an investment in real estate, but unsure of how to go about doing this, Getting Started in Rental Income will show you the way. Written in a straightforward and accessible manner, this book discusses the two major ways of entering the rental income market--the traditional purchase of rental properties or buying and selling fixer-upper properties--and reveals what you need to do once you're in. This easy-to-read guide clearly explains how to:
* Invest in the right properties
* Generate cash flow adequate to make insurance, tax, utility, and monthly mortgage payments as well as to allow for periodic vacancies
* Make a profit from flipping properties
* Take advantage of the tax benefits of real estate
* Implement specific strategies--beyond diversification--to mitigate real estate risk
* And much more

Furthermore, Getting Started in Rental Income also identifies the pitfalls and market risks of this field, as well as the personal aspects of becoming involved in rental income. If you're interested in generating income through real estate and want to learn how, this book has all the answers.

A STEP-BY-STEP GUIDE TO STRIVING FOR PERFECTION IN AN IMPERFECT WORLD

Six Sigma in many organizations simply means defining and measuring quality; a working system designed to identify that elusive goal, perfection. Companies such as GE, Microsoft, and 3M have used this approach to eliminate product defects, reduce cycle time, and improve customer satisfaction. Six Sigma may sound intimidating, but the fact is that you don't have to be a high-level executive at a giant corporation to use--or understand--this concept. It is simply a way of improving quality.

Getting Started in Six Sigma is designed to show you, step by step, how Six Sigma works and how it can be used most effectively. Whether you're a manager trying to change your approach to problem solving or an employee in a corporation with a Six Sigma program, this book will clearly lead you through each step of the process. Definitions within the margins--placed at points of discussion--will help you to quickly master Six Sigma terminology as you read along.

In a straightforward and accessible style, Getting Started in Six Sigma will familiarize you with: The real meaning of Six Sigma--technical and philosophical The importance of both internal and external customers DMAIC (Define, Measure, Analyze, Improve, Control)--the tactical approach to Six Sigma projects Product and service defects and how to reduce them Effectively improving process systems Striving for consistency

Filled with numerous examples, checklists, and graphics, Getting Started in Six Sigma will help you gain a firm understanding of the topic and illustrate how this idea can make any organization function better.

An advanced strategic approach using options to reduce market risks while augmenting dividend income, this title moves beyond the basics of stocks and options. It shows how the three major segments (stocks, dividends, and options) are drawn together into a single and effective strategy to maximize income while eliminating market risk.

From the very inception of the United States, few issues have been so divisive and defining as American slavery. Even as the U.S. was founded on principles of liberty, independence and freedom, slavery advocates and sympathizers positioned themselves in every aspect of American influence. Over the centuries, the characterization of early American figures, legislation and party platforms has been debated. The author seeks to clarify often unanswered-or ignored-questions about notable figures, sociopolitical movements and their positions on slavery. From early legislation like the Fugitive Slave Law of 1793 to Reconstruction and the rise of the Ku Klux Klan, this book explores the background of some of America's most controversial moments. Spanning the first American century, it offers a detailed chronology of slavery and racism in early U.S. politics and society.

An up-to-date guide to the complex world of equities

"Getting Started in Stock Investing and Trading" walks investors and traders through the essential information they need to know before they decide what kind of participant they want to be in equities. The book is filled with the key strategies and tools and offers a comprehensive guide for those entering this marketplace. The author does not argue that one method is better or more appropriate than another. Rather, he reveals the various methods and lets investors decide for themselves. The book covers investment risks, value investing, market strategies, trading methods such as day and swing trading, technical indicators, and diversifying your portfolio, and
Offers a thorough overview of strategies and tools that investors need to profit from the volatile equities marketsProvides examples, charts, and timely additions that reflect recent changes in the equities markets

Other titles by Thomsett: "Getting Started in Bonds" and eight editions of "Getting Started in Options." This book is another title in "The Getting Started" series, which makes complex issues easy to understand.

Investors and traders seek methods to identify reversal and continuation to better time their trades. This applies for virtually everyone, whether employing a swing trading strategy, engaging in options trading, or timing entry and exit to spot bull and bear reversals. Key signals are found in the dozens of candlesticks, combined with technical signals such as gaps and moves outside of the trading range; size of wicks (shadows) and size of real bodies. The science of candlestick analysis has a proven track record not only from its inception in 17th century Japan, but today as well. This book explains and demonstrates candlestick signals, including both the appearance of each but in context on an actual stock chart. It further takes the reader through the rationale of reversal and continuation signals and demonstrates the crucial importance of confirmation (in the form of other candlesticks, traditional technical signals, volume, momentum and moving averages). Michael C. Thomsett is a market expert, author, speaker and coach. His many books include Mathematics of Options, Real Estate Investor's Pocket Calculator, and A Technical Approach to Trend Analysis. A video of the author titled "Candlesticks for Option Timing" can be found here: https://www.youtube.com/watch?v=IItH6OLh7TI

So, what are library patrons doing with makerspaces and other innovative technology? This book explores how patrons are using innovative technologies utilizing real-life case studies from a variety of academic institutions. Authors were selected based on the technology provided and their expertise in establishing and marketing this technology. Readers will discover: -which pieces of technology get the most use -if patrons tend to use the tech for class assignments or leisure activities -the importance of working with faculty to increase use -unusual collaboration opportunities -examples of libraries nimbly expanding their spaces to include tech students need -unique ways patrons employ the technology -best practices for designing collaborative creative spaces Technologies discussed include: -Microsoft Hololens -virtual reality and augmented reality systems and support tools -3D modeling and printing -makerspace additions beyond the usual -instructional technologies used by patrons -video production and editing equipment -tool library -technology lending programs (what students want!) Dive in to explore the uncharted seas of which technologies patrons are using, how they are using them, and the purposes of use. As added bonuses, authors include best practices on designing space, marketing the technology, and collaborating to enhance the use. While authors do not go into any depth on the workings of the technology, there are other supplementary books which will cover this area. Makerspace and Collaborative Technologies specifically looks at how and why patrons are using library-provided creative technologies. Library staff who work with creative technologies in any way, shape, or form will find this book useful. With the valuable information contained in this guide, libraries can reach their users and create spaces and interactions that keep them coming back.

Emergent innovative financial technologies are profoundly changing the way in which we spend, move and manage our money, unlike ever before, and traditional retail banks are facing stiff competition. The global financial crisis in 2007-2009 led to large losses, and even the collapse of a significant number of established banks shaking the trust of financial customers worldwide. The Digital Banking Revolution is an insightful look at how financial technology and the rapid rise of financial technology companies have brought welcome changes offering flexibility to the banking industry. The book offers a unique perspective on the consumerization of retail banking services. It delves into the many changes that financial innovations have brought about in banking, the main financial disruptors, the new era of "banking on the go," and financial innovations from countries around the world before concluding with a discussion on the future of banking including optimizing structures, new strategies for business outcomes, and human resources in the digital era.

The world of options is considered high-risk by many. At its original options treading in the modern era began in the early 1970s when the first listed calls were offered on a short list of companies; a few years later, put trading was added. Since this time, options trading has become available on most companies on the large public exchanges. However, the high-risk reputation of options has persisted through the years, even as dozens of new and often conservative strategies have been introduced. Today, the best use of options is not to speculate on price movement, but to hedge market risk in equity portfolios. Many strategies can combine hedging with income, establishing advantageous circumstances for risk-averse traders. It is possible to apply several strategies to reduce risk and in some instances, to eliminate market risk completely. This book examines the many ways this can be accomplished, based on options for three highly-rated companies. These are qualified as a first step by exceptionally attractive fundamental attributes and trends: Higher than average dividend yield with dividend increases over at least 10 years; a range of moderate price/earnings ratios each year; growing revenue, earnings and net return; and level or declining long-term debt as a percentage of total capitalization.

Options traders rely on a vast array of information concerning probability, risk, strategy components, calculations, and trading rules. Traders at all levels, as well as portfolio managers, must refer to numerous print and online sources, each source only providing part of the information they need. This is less than ideal, as online sources tend to be basic, simplified, and in some cases incorrect. Print sources, on the other hand, are mostly focused on a very narrow range of strategies or trading systems. Up until now, there has been no single source to provide a comprehensive reference for the serious trader. The Complete Options Trader is that much-need comprehensive reference, a compilation of the many attributes options traders need. Thomsett lays out a rich and complete guide to 100 strategies, including profit and loss calculations, illustrations, examples, and much more. A thorough evaluation of these strategies (and the rewards and risk involved) demonstrates how a broad approach to analytically using options can and does enhance portfolio profits with lower levels of risk. The book also features a complete glossary of terms used in the options industry, the most comprehensive glossary of this nature currently available. All too often, the attributes of options trading are poorly understood; risk is ignored or over-simplified; hedging is not folded into a strategic evaluation; and options traders shun the value of holding equity positions. No longer-if options traders rely on this comprehensive guide as the reference for the industry.

This book explains and demonstrates the concept of momentum in chart analysis, which is of great interest to technical analysts. It includes complete explanations of overbought and oversold, where momentum fits in the broader science of technical analysis, and the importance of moving average crossover. Five major momentum oscillators are explained in depth: relative strength index, MACD, rate of change, stochastics, and Bollinger Bands. Finally, the book provides trading guidance based on momentum, involving coordination of oscillators with other indicators, reversal, and continuation signals. Momentum powerfully identifies the strength and speed of price movement. Through the use of index calculations, momentum is effective when used as a confirming indicator for other signals found in price, volume, or moving averages. Often overlooked by traders focused solely on price reversals or continuation signals, momentum provides a context to price behavior and to the price trend, and can vastly improves the timing of both entry and exit of trades.

With so much emphasis on calls (especially covered calls) many traders overlook the tremendous hedging and profit potential of the put. The Amazing Put demonstrates the many strategies based on the put option, including the risk hedge, a long put (often a long-term, or LEAPS put) that freezes market risk at the put's strike (minus its premium); and the short uncovered put, which has market risk identical to the covered call. The author methodically lays out the case for using puts wisely, both as a cash generator with low risk, and as a risk hedge to reduce or eliminate market risk in equity positions. Every options trader will benefit from exploring these strategies, and novices will gain a starting point in developing a program to enhance their stock portfolio. Michael C. Thomsett is a market expert, author, speaker, and coach. His many books include Stock Market Math, Candlestick Charting, and Options, Tenth Edition.

Written for traders with a basic knowledge of trends and technical analysis, Practical Trend Analysis introduces advanced analytical tools for recognizing how risks evolve as trends proceed. Readers will learn how to use trend prediction to manage market risks far more effectively. Michael C. Thomsett provides insights on technical signals such as candlestick reversals, price gaps, and movement through resistance or support; distinguishing between strong and weak trends; objectively evaluating the health of a stock's current price levels, trading breadth, and technical condition; and anticipating plateaus, slowdowns, or price reversals. He presents detailed coverage of trendlines and channel lines; patterns and confirmations of both reversals and continuations; broadening and narrowing trends, price jumps; and trends based on volume, moving averages, and momentum. Practical Trend Analysis will enable traders, both amateur and professional, to go far beyond mere trend "following." Michael C. Thomsett is a market expert, author, speaker, and coach. His many books include Stock Market Math, Candlestick Charting, and The Mathematics of Options.

Small business owners, entrepreneurs, and many managers and engineers involved in the development, production, sales, marketing, or distribution of products all need a basic understanding of economics. Yet most struggle with economic concepts and are ill equipped to make good economic decisions at work or to manage their own economic lives effectively. Even many highly experienced and financially trained professionals struggle with economic concepts and how to apply them. This problem stems from the fact that the vast majority of books and courses available on economics are too heavily entrenched in complex unproven academic theory, political ideologies, and myths rather than proven historical facts. These other books also have little to no practical real-world application. Simplified Real-World Economics, by financial guru and best-selling author Michael Thomsett, dispels the myths and explains microeconomics and macroeconomics in an easy-to-understand manner. It's supported by dozens of real-world examples from history and the author's own first-hand experience, giving it the authenticity that too many books lack. This book is designed with the practical application of economic concepts in mind to help managers, engineers involved in product development, small business owners, and entrepreneurs make better professional decisions. In addition, it will also help readers more effectively manage their own economic lives. Discusses economic principles and concepts without declining into the complexity or unproven academic theory found in most other books on the topic. Describes the science of economics in non-technical terms transforming a complex technical topic into a discipline that readers, and not just those seeking a degree in economics, can understand and actually use. Illustrates major economic principles as applied in the real world. Explains economics from a practical and business point of view. Provides a practical context to real-life management situations involving textbook economics. Uses recent situations in the news to demonstrate why and how business professionals need and use economics every day.

Title: A Sacred Trust: a story of military life.Publisher: British Library, Historical Print EditionsThe British Library is the national library of the United Kingdom. It is one of the world's largest research libraries holding over 150 million items in all known languages and formats: books, journals, newspapers, sound recordings, patents, maps, stamps, prints and much more. Its collections include around 14 million books, along with substantial additional collections of manuscripts and historical items dating back as far as 300 BC.The NOVELS OF THE 18th & 19th CENTURIES collection includes books from the British Library digitised by Microsoft. The collection includes major and minor works from a period which saw the development and triumph of the English novel. These classics were written for a range of audiences and will engage any reading enthusiast. ++++The below data was compiled from various identification fields in the bibliographic record of this title. This data is provided as an additional tool in helping to insure edition identification: ++++ British Library Thomsett, Richard Gillham Thomsett; 1889. 278 p.; 8 . 012632.i.23.